Intro to Home Buying

We are specialists in helping you to buy or sell your property so whether you are buying your first home or are moving home or are buying an investment property, we have the experience and expertise to ensure that the process is dealt with in a manner that will drive the process forward to a successful outcome in accordance with your timescales and not ours.

Buying Property

Whether you are buying your first home, buying an investment property or just moving house we will make sure that the whole process is handled with care and that that the purchase is completed within your timescale and not ours.

The process of buying and selling land and buildings is referred to as the conveyancing process. It involves the transfer of the legal title to that land or building from the seller to the buyer. We will ensure that the sellers own the property that they are selling to you and that there are no inappropriate restrictions registered against the title to the property that you need to know about. We will answer the questions and deal with the other requirements imposed by your mortgage lender to release your mortgage funding and we will ensure that the title to the land and buildings is transferred to you at the Land Registry at completion.

The conveyancing process is divided into stages which follow one another and end in legal completion. The first stage is the agreement of the sale between the seller and the proposed buyer, there then follows an investigation stage where we will obtain a copy of the sellers title to the property and will ask them questions about their ownership of the property. Next follows the receipt of the mortgage offer (if you are having a mortgage) and the satisfaction of any conditions imposed by your lender. When these matters have been dealt with the "Exchange of Contract" occurs which is the stage when the sale becomes binding on both the buyer and the seller and the completion date is agreed and set. Legal completion then follows on the agreed completion date when all money changes hands and the title to the property is changed at the Land Registry.

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